Having a low credit score can be a nightmare. Finding credit or financing is often difficult and, in most cases, very expensive. With a bad credit score, the interest rates often are high, sometimes making it seem almost impossible to pay off even the most affordable items.
If you have a credit score below 580, it may be challenging to obtain financing. Most financial institutions may not extend credit services to you, and sometimes, even getting a credit card may be a challenge.
What do you do when you can’t get financing, don’t have enough disposable income to pay for things in cash, and don’t have a credit card? Ideally, you might have to settle for used bedroom sets, and it’s hard to know exactly what you want.
With lease-to-own contracts, you don’t need to worry about being turned away because of your bad credit score. You may be able to get the bedroom sets that complete your home while paying manageable installments over an agreed period.
At American First Finance, we help finance lease-to-own agreements to give you the life you have always dreamt of, with no credit needed.✝ We will connect you with the best lease-to-own stores in your location and facilitate the process making it easy for you to acquire the right bedroom set for your home.
At American First Finance, you may be able to get approval for a flexible payment plan even with a bad credit score. The process is fast and easy, and you may be on your way to getting that bedroom set you have always wanted and paying the total amount in time. We may have to run a credit check to ensure you can commit to a payment plan. But having a bad credit score doesn’t necessarily mean that you won’t get approved.
†See the full disclaimer at the end of the article.