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American First Finance is your complete credit solution

American First Finance has increased sales by 19% for other dealers in as little as 8 months.  The majority of our approvals are instantaneous with approvals up to $5,000.  With American First Finance there are minimum limitations to the products or services we will approve and there is minimal risk or recourse to our dealer partners.

Our goal is to make doing business easy for both you and your customers.

  • We do not require any money down and offer 90 days Same-As-Cash.
  • We do not require credit for approval*.
  • We report to the major, relevant Credit Bureaus to help your customer establish or re-establish credit.

Our philosophy is simple; if we take incredible care of our partner’s customer, their baskets will be full and so will ours.  With American First Finance, you get world-class customer support, training, and confidence.  Our leadership team has led successful integrations of alternative financial services within two of the world’s largest retailers.  At American First Finance, we know how to put you and your customers FIRST.




*Credit elements are checked and used in our underwriting decision, in the event an applicant doesn't have traditional lines of credit, we accept alternative credit qualifiers.