ABOUT US
Supercharge Sales
Want to leverage mobile technology to supercharge your store sales? American First Finance has a short mobile application that works on any device.
Increase Efficiency
With applications that are 50% shorter, the time to make a decision on applications is super fast! Sales can be funded directly into your corporate bank account.
Kwik Dealer Portal
Cloud-based Dealer Portal can integrate into your shopping cart or stand alone for you to complete the sale.
Secure and Efficient
We let your customer apply anywhere they want and how they want; you get a completed sale!
INDUSTRIES
We service a number of industries across the country. Here are a few.
Automotive Repair
Labor and parts included with Retail Installment Contracts.
Furniture
Warranties, deliveries and sales tax included with Retail Installment Contracts.
Tires & Rims
Roll on with American First Finance! Our Retail Installment Contracts cover installation, services, products, and sales taxes.
Plumbing & HVAC
Special pricing models available to help customers afford bigger ticket must-have items.
Cosmetic
Cosmetic services, tattoos, eyebrows? We can work with your company to enable your customers.
Flooring
Use a program designed for products customers intend to keep, like flooring.
REVIEWS
It was awesome and quick! After filling out the short online application I received a positive decision in less than a minute. I was using my new credit line the same day to furnish my son's new apartment.
Nate Washup
The process was fast and easy. What made me the most excited is that I was not judged about my past. Given a second chance to rebuild my credit made me feel like a person and not a number on some spread sheet.
Kenneth Martin
Working with this company was a pleasure. I have experience with the new "leasing to own" furniture companies like AFF, and it is just a pleasure to be able to get the furniture I want now while still paying accordingly later on...
Holloway Dominque
The application process was easy and I was approved quickly. I would not hesitate to recommend America First Finance to my friends.
Andre Smith
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Let us take care of your needs by phone at 1-855-721-1188.
Monday - Saturday 8am to 10pm CST
Sunday 10am to 7pm CST
OUR SERVICES
Up to 24 Months
When it comes to payment plans it's about the payment. That’s why American First Finance goes up to 24 months. Compare our payments on a $3,000 purchase against the alternatives.
Awesome Approvals
“Show me the money”. American First Finance approves more than 50% of the applicant's income, up to $5,000! Click here to see how we compare to other alternatives.
Unbanked or Under-Banked?
Not everyone uses a traditional bank these days. That’s why we accept payroll and select pre-paid cards as part of the application. Do we approve “unbanked” customers; meaning those that don’t have a traditional bank account? YES, WE DO!
Shop Again and Again
We make it easy for customers to do more business. There's no need to fill out a blank application from scratch every time. If you get approved for $4,000 but only use $2,000 on your first transaction; that leaves you with $2,000 plus anything you pay down on the first transaction as “ready to go” approval for your next deal at any time. Let’s do business!
Same As Cash & Early Payoff Options
Get Early Payment Options with our Retail Installment Programs.
Build that Credit
American First Finance helps customers build their credit history along the way with our Retail Installment sales program. Qualifying, on-time payments are reported to Transunion and those payments help to positively impact your customer's credit scores.