More shopping, less waiting, and easy payments.

Get custom-fit payment options and start shopping online, in-store, or from your mobile device right away.**

Applying is Easy.

Find a Store & Apply Online

Choose your preferred store from our network & apply for a decision in as soon as minutes.**

Shop for Your Products

Shop online or in-store and AFF will help you use your approval at the store you select.

Enjoy Your Merch & Easy Repayment

Get your merchandise or service & enjoy easy and affordable payments over time.



FurnitureAppliancesElectronicsJewelryAuto RepairMedicalPetsRecreation


Choose from our Network of Stores


**Decisions and funding may take additional time and not be same-day, including if more information is needed to complete the application.

Payment solutions vary based on the merchant and will be indicated at the beginning of the application process. Confirm that the merchant you select offers the lease, loan, or cash purchase solution for which you intend to apply.

Disclaimer: All retail installment contracts and lease-to-own agreements are serviced by American First Finance, a licensee in certain states. All installment loans are originated by FinWise Bank, a Utah-chartered bank located in Utah, Member FDIC, and serviced by American First Finance. Because American First Finance services FinWise Bank installment loans, please contact American First Finance regarding any questions about your FinWise Bank installment loan.