Stores in North Carolina
From appliances to zero-turn lawnmowers, our No Credit Needed^ payment solutions can be used to access products or services across our wide selection of stores across The Tar Heel State. Get what you want and pay back over time if approved. Select a category to see stores that accept our payment solutions near you.
Payment Solutions fit for life – not your credit score.
Apply & Shop Today* (if Approved)
Search thousands of stores & apply online for a decision in as soon as minutes.**
Payments Made Easy & Flexible
Enjoy easy payment amounts and a comfortable payment schedule.
No Credit Needed^
Credit may be checked, but we consider more than your credit score when you apply.
*Subject to approval and standard underwriting criteria. Applications may be for payment solutions through American First Finance or loans from FinWise Bank, a Utah-chartered bank, Member FDIC. Products may vary by location. Terms and conditions are subject to change at any time without prior disclosure or notice.
**Decisions and funding may take additional time and not be same-day, including if more information is needed to complete the application.
^Approval is possible without a credit score, but credit may be checked.