Our No Credit Needed^ payment solutions are accepted at our large network of partner stores in The Empire State. Choose a category to display the stores where you can find the products or services of your choice. Ready to apply? Select the store you’d like to shop at and click “Apply” to begin. Store selection is available to New York residents only.
Search thousands of stores & apply online for a decision in as soon as minutes.**
Enjoy easy payment amounts and a comfortable payment schedule.
Credit may be checked, but we consider more than your credit score when you apply.
*Subject to approval and standard underwriting criteria. Applications may be for payment solutions through American First Finance or loans from FinWise Bank, a Utah-chartered bank, Member FDIC. Products may vary by location. Terms and conditions are subject to change at any time without prior disclosure or notice.
**Decisions and funding may take additional time and not be same-day, including if more information is needed to complete the application.
^Approval is possible without a credit score, but credit may be checked.