Purchasing goods for your home care, such as refrigerators, vacuums, air conditioners, washers, and dryers may be sometimes, an expensive necessity. Making payments for one or more of these products may restrain your budget if you can’t pay for all the items up-front.
That’s where a rent-to-own option might be helpful. Continue reading to learn more about alternative payment solutions like rent-to-own for your riding lawn mower.
Rent-to-own for riding lawn mowers may offer an alternative option to gain access to a quality riding lawn mower without paying the entire asking price upfront. A rent-to-own option aims to break an upfront payment if approved* down into regularly scheduled rental payments over a period of time.
With a rent-to-own riding lawn mower agreement, you select the item, the payment solution company purchases the item from the merchant, and you take the item home. This is an alternative to a layaway option where you don’t have to leave the lawn mower at the store while you make rental payments over time.
Landscapers intending to use the lawn mower for business may also use their earned profits to make lease payments. Unlike standard bank loans or in-store credit, lease agreements don’t accrue interest but have regularly scheduled payments and fees. As a result, the total amount you pay for leasing an item is more than the retail cost. With rental-purchase agreements for riding lawn mowers, the lessor retains ownership until you pay for the item, plus rental fees. Additionally, accessing a lawn mower under RTO terms gives you the option to either return or own the product; those details will be outlined in your agreement.
Rent-to-own agreements don’t necessarily require perfect credit scores, which is an option for those with less-than-perfect or no credit scores.**
Depending on your yard size, common types of riding mowers may include lawn tractors, zero-turn mowers, or even rear-engine mowers, from a variety of brands. If you’re interested in accessing a riding lawn mower near you, search near you for options on where you may be able to access a rent to own a riding lawn mower.
If you are looking for a way to obtain a riding loan mower, consider applying for a rent-to-own option near you. Our store locator can help you find a store in your area. And you can easily apply online. Use our store locator to find the stores in your area to get started.*
*NOTE: Payment solutions vary based on the merchant and will be indicated at the beginning of the application process with American First Finance. Be sure to confirm that the merchant you select offers the lease, loan, or alternative payment solution you intend to apply for.
**Approval is possible without a credit score, but credit may be checked.