Payment Solutions for all 50 States
RETAIL INSTALLMENT SALES CONTRACT
Between you and the merchant
Amortizing payment schedules with flexible early payoff options.
lease purchase agreement
Between you and American First Finance
We buy the merchandise from the merchant and lease it to you with flexible renewal payments.
Bank
loans
Between you and the Bank
We service multiple bank solutions to meet most any need.
What Each Product has in Common
Regardless of which product is used, the application experience is fast and easy. While your credit will be checked, none of the products offered require that you have a FICO® Score in order to get an approval. In most cases, approval amounts can go as high as $5,000. And everything is done with complete transparency before, during, and after the agreement signing process.
A Better YES! Across All Products
RETAIL INSTALLMENT
- Day-1 ownership
- Up to 101-days Early Payoff Discount
- No penalty for early payoff
- Cash price of products, services,
any labor and sales taxes can be included as part of the total amount financed
lease-to-own
- Flexible ownership
- Early Buyout Option
- Small processing fee may be required
- Works with select products that
American First Finance will
purchase then lease to you
*You can save money on interest when you pay off the full balance within the early payoff discount period. See contract for details.