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Payment Solutions for all 50 States

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RETAIL INSTALLMENT SALES CONTRACT

Between you and the merchant

Amortizing payment schedules with flexible early payoff options.

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lease purchase agreement

Between you and American First Finance

We buy the merchandise from the merchant and lease it to you with flexible renewal payments.

Bank Loans Logo

Bank
loans

Between you and the Bank

We service multiple bank solutions to meet most any need.

What Each Product has in Common

Regardless of which product is used, the application experience is fast and easy. While your credit will be checked, none of the products offered require that you have a FICO® Score in order to get an approval. In most cases, approval amounts can go as high as $5,000. And everything is done with complete transparency before, during, and after the agreement signing process.

A Better YES! Across All Products

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RETAIL INSTALLMENT

  • Day-1 ownership
  • Up to 101-days Early Payoff Discount
  • No penalty for early payoff
  • Cash price of products, services,
    any labor and sales taxes can be included as part of the total amount financed
Lease Cart Logo

lease-to-own

  • Flexible ownership
  • Early Buyout Option
  • Small processing fee may be required
  • Works with select products that
    American First Finance will
    purchase then lease to you
Bank Loan Logo

Bank-originated loans

  • Loans to make purchases
  • Up to 101-days Early Payoff Discount*
  • Up to 5% bank origination fee
  • No penalty for early payoff
  • Cash price of products, services,
    any labor and sales taxes can be included as part of the total amount financed

*You can save money on interest when you pay off the full balance within the early payoff discount period. See contract for details.

Are you a retail merchant needing A Better payment solution for Your Customers?